Frequently Asked Questions (Title Loans)
For the general FAQ, click here.
For the FAQ for cash advances and installment loans, click here.
What is an auto title loan?
Auto title loans, also known by the term pink slip loans, make it quick and easy to get up to $20,000 * the same day you apply! How? With an auto title loan, you’re simply borrowing against the value of any vehicle you own outright (your collateral). Even if you have bad credit, no credit, or have been turned down by other cash lenders, at the Cash Store, you can get the fast cash you need with an auto title loan—with absolutely no credit check required! Plus, thanks to the Cash Store’s competitive payment terms, you’re free to keep your car at home and drive it any time and anywhere while you repay the loan! Cash title loans are currently available at Cash Store locations in Texas, New Mexico, Idaho, Illinois, Utah, Wisconsin.
- How much can I be approved for with a title loan?
Unlike a bank or other financial lending company, an auto title loan from the Cash Store offers an easy way to get the money you need—today! Plus, our loan application process includes competitive terms, high approval rates, and never lets bad credit stand in your way. Depending on the value of your individual vehicle, you can be approved for up to $20,000* in minutes with a cash title loan from the Cash Store. Individual state regulations will also make a difference in the amount of your car title loan. Some restrictions do apply; see our Store Locator for locations near you.
- How much does an auto title loan cost?
There’s no short answer to this question, since the final cost of an auto cash title loan from the Cash Store is unique to each customer. Once you’re approved, the final amount you’ll pay (including interest and fees) on the pink slip loan depends upon the amount borrowed against the value of the vehicle. Actual rates and finance charges for auto title loans will also vary by state. However, at the Cash Store, you can be sure that we’ll always offer competitive interest rates, convenient store locations, and a straightforward payment process. Our experienced cash lending team is here to make your auto title loan process as pleasant as possible.
- How do title loans work?
Auto title loans from the Cash Store make it quick and easy to be approved for emergency cash by simply borrowing against the value of a paid-off auto with a title in your name. If you think bad credit will prevent approval of your auto title loan, think again. Because at the Cash Store, our friendly lenders require no credit check of any kind. It’s easy to make your car title loan application here on our site with our secure online loan application form. Once you’ve submitted your application, just stop by your nearest Cash Store location at your convenience, where your personal finance information will be on file and ready for you to bring in your car title and complete your cash loan.
- How much time will it take?
At the Cash Store, our lenders understand that when you need an emergency cash loan, time is of the essence. That’s why we’ve made our auto title loan application and approval process as fast and convenient as possible. You can speed up approval time even more by filling out our short secure online loan application form. A first-time Cash Store auto title loan customer can typically walk out the door with cash in hand in less than 15 minutes. And once you have an established Cash Store account, future transactions for pink slip car loans can be completed in minutes!
- What kind of vehicle can I use for a title loan?
We can make auto title loans on almost any type of regular motor vehicle (car or truck). As long as you have a free and clear title that lists you as the owner and indicates the vehicle is paid off, you can use it to apply for a cash title loan.
- How do I find my vehicle identification number (VIN)?
You can find your vehicle identification number (VIN) in several places, including your car title, a metal plate on the dashboard, or a sticker on the driver’s side of your car where the door makes contact with the doorjamb.
- Where can I get more information?
If you’ve already looked through our site and still have questions about applying or qualifying for a Cash Store auto title loan, just call us toll-free at 1-888-950-CASH (2274) to check with a cash lending professional at the nearest Cash Store location!
- What kind of information will I need to provide?
To qualify for auto title loans in most states, a steady source of income is required—along with a valid driver’s license and a clear title in your name for the paid-off vehicle you wish to use for your title cash loan. After you’ve submitted your online application, you will need to bring your car, your auto title, and your driver’s license when you come to see your local Cash Store lenders to complete the title loan process and pick up your cash.
With our vehicle title loans—and all our financial services at the Cash Store—we are committed to protecting your personal privacy and keeping customer information secure. And because no credit check is required for a cash title loan, bad credit won’t prevent you from getting the cash you need on short notice.
