Frequently Asked Questions
(Cash Advance & Installment Loans)
For the general FAQ, click here.
For the FAQ for title loans, click here.
What are cash advances and installment loans?
Cash advances and installment loans are quick, easy ways to get the fast cash you need now! A cash advance is more of a short-term type of service, while an installment loan lets the consumer make smaller monthly payments over a longer loan payback term. With both options you will receive cash in hand on the spot—not a check like many other payday lenders.- How much can I get?
With installment loans and cash payday loans from Cash Store, you can apply for up to $2,000 today! To find out how much cash you can qualify for, check out our easy online loan calculator. Your final approval amount is based on your take-home or net pay. State laws will also determine approval amounts. See our Store Locator page for more details on finance options in your state.
- How much does it cost?
While bad credit installment loan and payday cash advance loan rates and fees vary by state, as well as your individual loan amount, you can rely on the fact that our cash advance services here at the Cash Store always include fair, competitive terms. Plus, every lender at our company is committed to helping you find the finance service and payment option that’s right for you—from online installment loans to cash advances.
- How does it work?
Applying for installment payday loans and cash advances at the Cash Store is quick and easy! But before you jump in the car to pick up your cash, you may want to take the time to click and complete our secure, online customer form to apply for your cash advance or installment loan online. Once submitted, your information will be accessible at any nearby Cash Store location within 10 minutes, making it even faster to collect your cash when you arrive.
- How long will it take?
Typically a first-time customer a first-time customer can open an account and receive emergency cash in less than 15 minutes—a process that’s even faster when you start by first completing our short, secure online customer form. Once you have an established Cash Store account, future transactions can be completed in 5 minutes or less!
- What kind of documents will my lender need to see?
To get an installment loan or cash advance payday loan from the Cash Store, each consumer should provide proof of income (such as a recent paycheck stub), a valid driver’s license or other state-issued ID, and an active personal checking account (including a personal check from this bank account). You will need to bring your proof of income, ID, a personal check, and a recent bank statement when you come in to pick up your cash. Additionally, we never require a credit check to qualify for any cash loan and you can always rest assured that your privacy will be protected.
- What is my take-home or net pay?
Your take-home or net pay is the actual amount of money deposited in your bank account after standard deductions like taxes, medical insurance, 401(k), etc. Your pay stub will show these paycheck deductions and list the final amount.
- Where can I find my checking account number?
The best place to look is on a personal check for this account. Your checking account number should be at the bottom and to the right of your nine-digit routing number. Your checking account number may also be on your monthly statement (Note: Some banks don’t list complete account numbers for security purposes). If you have any questions, you can also check with your bank.
- Where can I get more information?
If you have any related questions about applying or qualifying for installment loans for bad credit or a payday cash advance from the Cash Store that are not answered by the information on this FAQ page, please call 1-888-950-CASH (2274) to be directly connected with a knowledgeable lender at the Cash Store location nearest you.
- Are installment loans a good option for military personnel?
Installment loans—also often referred to in this situation as bad credit signature loans, military payday loans, or military personal loans—are a great loan option for military personnel. In addition to being quick, easy, and convenient to apply and qualify for, an installment signature loan also offers the added flexibility of being able to make smaller loan payments over a significantly longer loan payback period, which can be good news for military families.
