Utah Cash Advances / Installment Loans
Cash Advances / Installment Loans up to $3,000*
A cash advance (also known as an installment loan) is a fast, easy way to get up to $3,000. At the Cash Store we help you get the cash you need and the respect you deserve – all with competitive terms, high approval rates, and no credit required. And unlike many competitors, all of our loan options give you cash or check in hand the same day – no overnight wait.
It's Quick and Easy
Typically, a first-time customer can walk out of any Cash Store location with cash or check in hand in less than 20 minutes* – a process that's even faster when you complete our simple, secure online customer form. Once you have established a Cash Store account, future transactions can be completed in under 5 minutes.
Walk In – Walk Out
Get a head start with our secure, online customer form, then visit our store and walk out with cash or check in minutes.
No Credit Required
No credit history or score required. Our goal is to have the highest approval rates with the least amount of hassle.
After completing our online customer form, drop by any Cash Store location and bring along:
- A recent paycheck stub or proof of income
- A recent checking account statement
- A personal check from this account
- A valid driver's license or state ID
That’s all it takes!
They helped me figure out what a good amount of money was to loan from them. Other places would just try to make you pay a high rate on the loan. This company actually stopped to help me out. - Alan
Find Your Bank Routing Number
Look at the bottom edge of your check. Starting at the far left side of your check, the first group of 9 numbers is your Bank Routing Number. This number is always 9 digits long.
Find Your Check Number
At the bottom edge of your check, locate the string of numbers that matches the Check Number in the upper right-hand corner of your check. This number is usually 4 digits long, and may include a zero as the first digit.
Find Your Account Number
The remaining group of numbers — those that are neither the Bank Routing Number nor the Check Number — is your Account Number. NOTE: If there are extra zeroes at the beginning or end of your account number, be sure to include them as part of your Account Number.
If a customer has chosen to provide us with a check or an electronic debit authorization, and a scheduled payment is not received we will attempt to make a payment for the customer by debiting their bank account or depositing their check. If the check or debit is returned unpaid, we may assess a returned item fee of up to $30 if permitted by state law. The customer may also incur a fee from their bank. We will then attempt to contact the customer in order to make alternate payment arrangements. The customer may also incur additional finance charges.
If a loan is secured by the title to a motor vehicle, the customer may be subject to their vehicle being repossessed. The customer may also be charged a late payment fee and incur additional finance charges.
|Annual Percentage Rate (APR)|
|Cash Advance||Installment Loan||Title Loan|
|Idaho||401.50 - 780%||401.50 - 780%||304.17 - 365%|
|Illinois||404.11%||403%||325 - 390%|
|Michigan||330.24 - 391.07%||-||-|
|New Mexico||-||520.04 - 780%||182.38%|
|Texas||581.76%||581.76%||286.42 - 432.03%|
|Utah||-||401.50 - 780%||304.17 - 365%|
|Wisconsin||-||401.50 - 650.02%||325 - 390.01%|
Acceptable Proof of Income Includes:
- A recent paycheck stub
- Social Security benefits or Pension benefits (statement of benefits or a bank statement showing direct deposit)
- Child support (payment stub from a distributing agency or a bank statement showing direct deposit)
APR is Annual Percentage Rate. At Cash Store we are state licensed and regulated, and we follow all applicable regulations, which include disclosing a calculated APR for our loans.
By paying back your loan on time, as the Cash Store encourages you to do, your loan fees will likely be cheaper than the costs of a bounced check, overdraft fees, a missed credit card payment or a neglected bill.
*Subject to loan approval. Loan terms and availability may vary by location.