Please review the following Cash Store APR and rate card information associated with our loan products. As you can see, our loan rates, loan fees, and loan products vary from state to state according to state or local regulations. If you have additional questions, please submit a form on our contact us page or call us at 1-888-950-2274 (CASH).
**For Texas cities with CAB Ordinances: Amarillo, Bellaire, Brownsville, Bryan, College Station, Corpus Christi, Dallas, Denton, Desoto, El Paso, Euless, Fort Worth, Garland, Grand Prairie, Harker Heights, Houston, Hurst, Killeen, Longview, Midland, Pharr, San Angelo, San Antonio, Stephenville, Sulphur Springs, The Colony, Universal City, Waco, Weatherford, and Willis
*Loan Amount is subject to loan approval. Loan terms and availability may vary by location. Approval rate based on complete applications received across all Cash Store locations. Customers can typically expect to receive loan proceeds in less than 20 minutes; however, processing times may vary.
Loans / Advances are provided based on approved credit. Cottonwood Financial uses a proprietary model to evaluate the creditworthiness of each applicant for credit. Vehicle is subject to evaluation for title/auto equity loans. Please see the Licenses and Rates page for additional product details.
Cottonwood Financial offers consumer credit products that are generally short-term in nature and not intended for long-term borrowing needs. In Texas, Cash Store is a Credit Services Organization and Credit Access Business. Loans are provided by a non-affiliated third-party lender.