Last Updated: May 2021
Your trust and confidence in how we collect, use, and share information about you is a priority. This Online Privacy Notice (Notice) applies to our Cash Store website, e-mail, media pages, and other Cash Store mobile sites that link to this Notice, unless a different online and/or mobile notice or policy is posted at a particular site or is made available to you and by its terms supplants this Notice.
This Notice explains how we collect, share, use, and protect information when you visit or use the Sites/Services. We advise you to read the Notice in its entirety. By using the Sites/Services, you agree to this Privacy Notice.
Further explanation about how we use and share information that we collect from or about you may be viewed here, which provides choices in the use and sharing of information.
Information We Collect Through Sites/Services
Personal Information means personally identifiable information such as information you provide via forms, surveys, applications or other online fields including name, date of birth, social security number, bank information, employment information, postal or email addresses, telephone, fax or mobile numbers.
Use of Personal Information
Sharing of Personal Information
We utilize service providers to manage or support our business operations and to provide professional services to aid with various communication and marketing initiatives. These service providers may include, for example, customer support, payment processors, debt collectors, communications, IT service providers, email service providers, analytics and other similar services.
We also may use and disclose your Personal Information as we believe to be necessary or appropriate: (a) to respond to requests from courts, law enforcement agencies, regulatory agencies, and other public and government authorities, (b) to enforce our terms and conditions; and (c) to protect our rights, privacy, safety, or property, and/or that of our affiliates, you, or others.
We may share de-identified or aggregated information with third parties to help deliver products, services, and content that are tailored to the users of our Sites and for other business purposes.
Other Information We Collect Through Sites/Services
Certain information is collected from you by Internet browsers or automatically through your device, such as your Media Access Control (MAC) address, operating system, screen resolution, operating system name and version, device manufacturer and model, language, and Internet browser type and version. We use this information to ensure the Sites function properly and for security purposes.
We may also collect from you various attributes associated with your device (such as IP address, installed fonts, language and browser settings, and time zone) in order to create a device fingerprint or identifier so that we can recognize your device, along with the time of your visit and the page(s) visited. We use IP Addresses for purposes such as calculating Site usage levels, helping diagnose server problems, for compliance and security purposes and administering the Sites.
We may collect the precise physical location of your device by using satellite, cell phone tower, or wireless local area network signals. We also may use your device's physical location to provide you with personalized location-based services and content. In some instances, you may be permitted to allow or deny such uses and/or sharing of your device's location, but, if you choose to deny such uses and/or sharing, we may not be able to provide you with the applicable personalized services and content.
Notice of Changes
We may change this Notice from time to time. Refer to the Last Updated date at the beginning of this Notice to see when this Privacy Notice was last revised. When we do, we will post the revised Notice on this page with a new effective date. Any changes will become effective when we post the revised Notice on the Site. Your use of the Sites/Services following these changes means that you accept the revised Notice.
*Loan Amount is subject to loan approval. Loan terms and availability may vary by location. Approval rate based on complete applications received across all Cash Store locations. Customers can typically expect to receive loan proceeds in less than 20 minutes; however, processing times may vary.
Loans / Advances are provided based on approved credit. Cottonwood Financial uses a proprietary model to evaluate the creditworthiness of each applicant for credit. Vehicle is subject to evaluation for title/auto equity loans. Please see the Licenses and Rates page for additional product details.
Cottonwood Financial offers consumer credit products that are generally short-term in nature and not intended for long-term borrowing needs. In Texas, Cash Store is a Credit Services Organization and Credit Access Business. Loans are provided by a non-affiliated third-party lender.