Terms and Conditions


This website (the “Site”) is provided subject to the Terms and Conditions described herein, together with those terms set forth in any application you may complete and submit. If you visit the Site, you agree to be bound by these Terms and Conditions. Cash Store (referred to herein as “we”, “us”, “our”, or “Cash Store”) grants to you, for your personal use only, a nonexclusive, limited and revocable right to access and use the Site. These Terms and Conditions, including the Privacy Policy, applies regardless of how you may access the Site, including through a mobile device.

Arbitration is a means for legal matters between parties to be resolved by a neutral arbitrator rather than a Court. The Cash Store has a policy of arbitrating all claims, demands, and disputes which cannot be resolved in a small claims tribunal, including the scope and validity of this arbitration provision and any right you may have to participate in an alleged class action (hereinafter “dispute(s)”). All customer agreements contain another arbitration provision that supersedes this arbitration provision and governs the resolution of disputes. However, if you do not enter into a customer agreement with us, then this arbitration provision governs the resolution of disputes. You agree that YOU ARE WAIVING YOUR RIGHT TO HAVE A TRIAL BY JURY, OR TO PARTICIPATE IN A CLASS ACTION, to resolve disputes against us, our agents, and/or owners.

Trademarks and Copyrights

The Cash Store name and logo are federally registered trademarks and property of Cottonwood Financial Ltd. Copyright in the pages and in the screens displaying the pages, and in the information and material therein, is owned by Cash Store unless otherwise indicated. All other trademarks and service marks not owned by Cash Store that appear on the Site are the property of their respective owners.

Use of the Site

You may not download, view, copy and print information and any other aspect of this Site, unless expressly consented to by us, or: (i) solely for your personal, non-commercial purposes, such as to print consents, disclosures, agreements, and other pages specifically related to your transactions with us; and (ii) provided that no proprietary notices or disclaimers therein are modified, obscured or altered. The information on this Site is for informational purposes only and although we strive to be accurate, we do not warrant the Site’s completeness, timeliness or accuracy.

Privacy Policy

We are committed to protecting your privacy. All information gathered from you in connection with your use of this Site will be treated in accordance with our Online Privacy Notice and Privacy Policy, please click here to review our policy and print a copy for your records.


We maintain physical, electronic, and procedural safeguards that comply with state and federal regulations to guard your information.

This notice should not be construed in any way as guaranteeing or warranting as fail-proof the security of information exchanged via the cashstore.com website.

SMS Terms and Conditions

This SMS Terms and Conditions section describes our mobile program and available codes. Users must be opted-in to receive promotional and/or transactional text messages. Up to 4 messages per month. Message and data rates may apply.

Cash Store Alerts

STOP Information

Text STOP to 43783 to remove all subscriptions from the Cash Store.

HELP Information

For more info, Text HELP to 43783. Call 1-855-959-7076 or submit this online form.

Carriers Supported

Compatible carriers include: Alltell, AT&T, Sprint, T-Mobile®, Verizon Wireless, Boost, Cricket, MetroPCS, Nextel, U.S. Cellular, Virgin Mobile, ACS Wireless, Appalachian Wireless, Bluegrass Cellular, Carolina West Wireless, Cellcom, C-Spire Wireless (formerly Cellsouth), Cellular One of East Central Illinois, Cincinnati Bell Wireless, Cross/Sprocket, Duet IP (AKA Max/Benton/Albany), Element Mobile, Epic Touch, GCI Communications, Golden State, Hawkeye (Chat Mobility), Hawkeye (NW Missouri Celluar), Illinois Valley Cellular, Immix (Keystone Wireless/PC Management), Inland Cellular, iWireless, Mobi PCS, Mosaic, MTPCS/Cellular One (Cellone Nation), Nex-Tech Wireless, nTelos, Panhandle Telecommunications, Peoples Wireless, Pioneer, Plateau, Revol, Rina - Custer, Rina - All West, Rina - Cambridge Telecom Coop, Rina - Eagle Valley Comm, Rina - Farmers Mutual Telephone Co, Rina - Nucla Nutria Telephone Co, Rina - Silver Star, Rina - South Central Comm, Rina - Syringa, Rina - UBET, Rina - Manti, Simmetry, South Canaan/CellularOne of NEPA, Thumb Cellular, Union Wireless, United, Viaero Wireless, West Central Wireless, Aliant Mobility, Bell Mobility, Fido, MTS Mobility, NorthernTel Mobility, Rogers Wireless, SaskTel Mobility, Télébec Mobilité, TELUS Mobility, Vidéotron, Virgin Mobile Canada, WIND Mobile.

T-Mobile is not liable for delayed or undelivered messages.

We maintain physical, electronic, and procedural safeguards that comply with state and federal regulations to guard your information.

You authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to use your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status details, if available, solely to allow verification of your identity and to compare the information you have provided to Cottonwood Financial with your wireless operator account profile information for the duration of the business relationship. See our Privacy Policy for how we treat your data.

Important Information About Procedures for Applying for a Loan

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Prohibited Actions

As a condition of your use of this Site, you agree that you will not, and you will not take any action intended to: (i) access data that is not intended for you; (ii) invade the privacy of, obtain the identity of, or obtain any personal information about any customer or user of this Site; (iii) probe, scan or test the vulnerability of this Site or our network or breach security or authentication measures without proper authorization; or (iv) attempt to interfere with service to any user, host or network or otherwise attempt to disrupt our business. Violations of system or network security may result in civil or criminal liability.


This site may contain links to web sites controlled or offered by third parties (non-affiliates of Cash Store). Cash Store hereby disclaims liability for, any information, materials, products or services posted or offered at any of the third-party sites linked to this web site. By creating a link to a third-party web site, Cash Store does not endorse or recommend any products or services offered or information contained at that web site, nor is Cash Store liable for any failure of products or services offered or advertised at those sites. Such third party may have a privacy policy different from that of Cash Store and the third-party website may provide less security than the Cash Store site.

No Warranty

The information and materials contained in this site, including text, graphics, links or other items are provided "as is", "as available". Cash Store does not warrant the accuracy, adequacy or completeness of this information and materials and expressly disclaims liability for errors or omissions in this information and materials. No warranty of any kind, implied, expressed or statutory including but not limited to the warranties of non-infringement of third-party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information and materials.

Limitation of Liability

In no event will Cash Store be liable for any damages, including without limitation direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with this site or any linked site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if Cash Store, or representatives thereof, are advised of the possibility of such damages, losses or expenses.


This site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.

Modification or Discontinuance of the Site

At any time and for any reason, without notice to you, we may modify or discontinue the Site. We shall in no way be held liable for any consequence which results from our decision to modify of discontinue providing the Site to you.

Trusted provider of cash loans since 1996


Connect With Us

Loan Amount is subject to loan approval. Loan terms and availability may vary by location.  Approval rate based on complete applications received across all Cash Store locations. Customers can typically expect to receive loan proceeds in less than 20 minutes; however, processing times may vary. Loans / Advances are provided based on approved credit. Each applicant for credit is evaluated for creditworthiness. Vehicle is subject to evaluation for title/auto equity loans.

Please see the Licenses and Rates page for additional product details.

Cottonwood Financial offers consumer credit products that are generally short-term in nature and not intended for long-term borrowing needs.

In Texas, Cash Store is a Credit Services Organization and Credit Access Business. Loans are provided by a non-affiliated third-party lender. Please see the Licenses and Rates page for links to Consumer Disclosures and choose the one for the product and amount that most closely relates to your loan request.

Customer Portal residency restrictions apply. Availability of funds may vary by financial institution.