Cash Store Blog

Should I Pay Off My Installment Loan Early?

Apr 21, 2026

Learn why paying off an installment loan early could help you save on interest, reduce monthly bills, and improve your debt-to-income ratio. Before making a decision, know that it's not always the right move for every borrower. Be sure to consider potential repayment penalties and ensure you have enough savings or an emergency fund to maintain financial stability.

What Can Happen if You Default on Debt?

Mar 3, 2026

Before applying for a loan, read about loan delinquency and loan default. Understanding the difference between the two and knowing what can happen if you default on debt is essential for protecting your credit score and financial future.

Which Loans Are Easiest to Qualify For?

Jan 23, 2026

Some loans are easier to qualify for than others. Learn about 5 common types of loans, what you need to qualify, and the benefits and drawbacks of each.

Emergency Fund Essentials: How Much Money Do I Need?

Dec 5, 2023

Learn what an emergency fund is, why having one is important, and some tips on how to get started saving and managing your funds throughout life's unexpected changes.

Ways to Protect Yourself from Identity Theft This Holiday Season

Dec 19, 2025

Protect your identity this holiday season with smart tips to avoid phishing, scams, and fraud while shopping online and managing your finances.

Key Idaho Financial Assistance Programs to Know

Nov 11, 2025

Idaho offers many programs to help with food, housing, medical care, education, and emergency expenses. Learn about key resources available to residents and find out which assistance options you may qualify for.

Key Wisconsin Financial Assistance Programs to Know

Oct 29, 2025

See which Wisconsin assistance programs can help with rent, food, and healthcare — and how to apply for them today.

The content on this page provides general consumer information or tips. It is not financial advice or guidance. Each person’s circumstances are unique. The Cash Store may update this information periodically. This information may also include links or references to third-party resources or content. We do not endorse the third-party or guarantee the accuracy of this third-party information. There may be other resources that also serve your needs.

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P.O. Box 36454, Cincinnati, OH 45236-0454

Online Disclosures

Cash Store is not a direct lender in Texas, where instead it acts in the capacity as a Credit Services Organization in conjunction with third-party lenders.

* Approval depends upon meeting legal, regulatory and underwriting requirements. Originated loans can be funded in as little as 30 minutes to a debit card. Funding times may vary based on the consumer debit card bank. Funding to a MasterCard may be subject to restrictions. Funding by ACH may occur as soon as the same day. Retail applications completed online can obtain a "Conditional Approval" at any time. Retail locations can provide funds, upon approval, during regular business hours. Check https://locations.cashstore.com for detail on store information. All times and dates are based on Eastern Time (ET). Online amounts may vary by state. Please see the website for details. All products and service options are subject to change without notice. Cash Store may report customer loan information to one or more credit reporting agencies. Late payments, missed payments and other events of default may be reflected in customer credit reports. See cashstore.com for details. The lender may, at their discretion, verify application information by using national databases that may provide information from one or more national credit bureaus, and the lender may take that into consideration in the approval process.

We do not report credit in Texas.

Products or services offered to customers may vary based on customer eligibility and applicable state or federal law. All available products subject to applicable lender’s terms and conditions. Actual loan amounts vary. See Loans Rate and Terms for specific information and requirements.

Cash Store currently operates online and in store in: Idaho, Texas and Wisconsin.