Installment Loans

Get an installment loan of up to $5,000 today!*

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Smaller Payments, More Time To Pay Back

Installment loans are a quick and easy way to borrow up to $3,000. With an approval rate over 90%, these loans are a great option when you need cash today, but want some extra time to pay it back.* 

Many of our customers use installment loans to help bridge the gap in times of financial stress – emergencies, car repairs, home repairs or just an unexpected bill. We don't want you to worry about immediately paying us back in a single lump sum, which is why an installment loan is a great option for you. Plus, we make it easy for you by scheduling your payment due dates based on your pay date frequency (biweekly).

Installment Loan Amounts By State

  • Idaho: $3,000
  • Texas: $3,000
  • Wisconsin: $3,000

How Does It Work?

Step 1 - Start your application online and save time using our short, secure form.
Step 2 - Gather the required documents and bring them with you to a Cash Store location.
Step 3 - Pick up your cash the very same day - no overnight wait!*

What Do I Need To Bring?

    A recent paycheck stub or other proof of income
    The most recent checking account statement (account must be open 30 days)
    A personal check and/or debit card (ID, NM, TX, and WI)
    Valid driver’s license or state-issued ID

How Much Can I Get?

Cut the guesswork out of the equation with our convenient and easy-to-use Loan Calculator tool, which gives you the power to estimate how much you could get.

Locations

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Or find us in these states!

General

Why should I choose Cash Store?

Cash Store is here to help good people, just like you, get the fast cash they need today to cover expenses, pay the mortgage, or cover unexpected fees. Whether for medical, personal, home, or emergency expenses, Cash Store has competitive terms and high approval rates, with absolutely NO credit score or history required to apply or qualify! And unlike many other loan lenders out there, we pay you cash money just minutes after we process your application!

How much can I get?

By simply making a quick visit to your local Cash Store, you can get up to $5,000* cash with a cash advance or installment loan — or up to $25,000* with a title loan — almost instantly! You can also apply online to see how much cash you can expect to take home today! For car title loans, your final loan approval amount will be determined by the value of your vehicle. Loan amounts are also subject to state regulations. Some restrictions apply. See your local Cash Store for details on each specific cash loan offer, including interest rates and required personal information.

Will I get a fair deal?

Yes! We want to help you get a fair deal — even if you have bad debt, no credit score, or no credit history. Your interest rate will be set by market rates and key industry regulations, while your fees and terms will be determined by which cash loan option you choose and the actual amount of your cash advance. Our mission is to have highly competitive services and helpful alternatives to other, more costly loan options.

Will my information be kept private?

Absolutely. Your personal rights and privacy concerns are always top of mind at Cash Store. Throughout the process, our security measures will keep your information strictly confidential. For more details, review our complete privacy policy.

Where can I get more information?

If you have any questions about Cash Store that are not answered on our website, simply call 1-888-950-2274 to speak with a knowledgeable professional at the Cash Store location nearest you!

What is your policy on responsible lending?

We endeavor to provide credit in accordance with applicable laws and only when we have formed a reasonable belief that the loan will be repaid. We believe that our customers are best suited to make their own financial decisions.

What is the potential impact to my credit score?

Non-payment could affect your ability to obtain future loans with us or other lenders, depending on the credit reporting companies and scores used by each lender to grant credit.

Have more questions? Read our FAQs

Other Loan Types

Cash Advance 

Single payment loans for emergencies you need to cover before your next pay day.

Learn More

Apply Now!

Title Loan

Use your vehicle as collateral to get a larger loan amount, all while you continue driving it.

Learn More

Apply Now!

Trusted provider of cash loans since 1996

1-888-950-2274

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*Loan Amount is subject to loan approval. Loan terms and availability may vary by location.  Approval rate based on complete applications received across all Cash Store locations. Customers can typically expect to receive loan proceeds in less than 20 minutes; however, processing times may vary.

Loans / Advances are provided based on approved credit. Cottonwood Financial uses a proprietary model to evaluate the creditworthiness of each applicant for credit. Vehicle is subject to evaluation for title/auto equity loans. Please see the Licenses and Rates page for additional product details.

Cottonwood Financial offers consumer credit products that are generally short-term in nature and not intended for long-term borrowing needs. In Texas, Cash Store is a Credit Services Organization and Credit Access Business. Loans are provided by a non-affiliated third-party lender. 

Customer Portal residency restrictions apply. Availability of funds may vary by financial institution.