How It Works: 3 Simple Steps

Want to know how to get a cash loan from the Cash Store? Our loan requirements are simple – in fact, everything it takes for you to get your cash can be done in 3 easy steps.

Pre-Qualify Now!

How It Works

Step 1 - Start your application online and save time using our short, secure form.
Step 2 - Gather the required documents and bring them with you to a Cash Store location.
Step 3 - Pick up your cash the very same day - no overnight wait!*

Locations

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Have Questions? Read our FAQs

General

Why should I choose Cash Store?

Cash Store is here to help good people, just like you, get the fast cash they need today to cover expenses, pay the mortgage, or cover unexpected fees. Whether for medical, personal, home, or emergency expenses, Cash Store has competitive terms and high approval rates, with absolutely NO credit score or history required to apply or qualify! And unlike many other loan lenders out there, we pay you cash money just minutes after we process your application!

How much can I get?

By simply making a quick visit to your local Cash Store, you can get up to $5,000* cash with a cash advance or installment loan — or up to $25,000* with a title loan — almost instantly! You can also pre-qualify online to see how much cash you can expect to take home today! For car title loans, your final loan approval amount will be determined by the value of your vehicle. Loan amounts are also subject to state regulations. Some restrictions apply. See your local Cash Store for details on each specific cash loan offer, including interest rates and required personal information.

Will I get a fair deal?

Yes! We want to help you get a fair deal — even if you have bad debt, no credit score, or no credit history. Your interest rate will be set by market rates and key industry regulations, while your fees and terms will be determined by which cash loan option you choose and the actual amount of your cash advance. Our mission is to have highly competitive services and helpful alternatives to other, more costly loan options.

Will my information be kept private?

Absolutely. Your personal rights and privacy concerns are always top of mind at Cash Store. Throughout the process, our security measures will keep your information strictly confidential. For more details, review our complete privacy policy.

Where can I get more information?

If you have any questions about Cash Store that are not answered on our website, simply call 1-888-950-2274 to speak with a knowledgeable professional at the Cash Store location nearest you!

What is your policy on responsible lending?

We endeavor to provide credit in accordance with applicable laws and only when we have formed a reasonable belief that the loan will be repaid. We believe that our customers are best suited to make their own financial decisions.

What is the potential impact to my credit score?

Non-payment could affect your ability to obtain future loans with us or other lenders, depending on the credit reporting companies and scores used by each lender to grant credit.

How Much Can I Get?

Fill out our short form to see how much money you are pre-qualified to receive. Checking your amount will not affect your credit score.

Trusted provider of cash loans since 1996

1-888-950-2274

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Loan Amount is subject to loan approval. Loan terms and availability may vary by location.  Approval rate based on complete applications received across all Cash Store locations. Customers can typically expect to receive loan proceeds in less than 20 minutes; however, processing times may vary. Loans / Advances are provided based on approved credit. Each applicant for credit is evaluated for creditworthiness. Vehicle is subject to evaluation for title/auto equity loans.

Please see the Licenses and Rates page for additional product details.

Cottonwood Financial offers consumer credit products that are generally short-term in nature and not intended for long-term borrowing needs.

In Texas, Cash Store is a Credit Services Organization and Credit Access Business. Loans are provided by a non-affiliated third-party lender. Please see the Licenses and Rates page for links to Consumer Disclosures and choose the one for the product and amount that most closely relates to your loan request.

Customer Portal residency restrictions apply. Availability of funds may vary by financial institution.