|If you will be transacting business in a location in:
||The words "we," "our," "us" and "The Cash Store" mean:
||Cottonwood Financial Texas, LLC
||CF New Mexico, LLC
||Cottonwood Financial Illinois, LLC
||Cottonwood Financial Wisconsin, LLC
||Cottonwood Financial Michigan, LLC
||Cottonwood Financial Idaho, LLC
||Cottonwood Financial Utah, LLC
Federal and state laws require the following notices:
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT - To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you.
Arbitration is a means for legal matters between parties to be resolved by a neutral arbitrator rather than a court. The Cash Store has a policy of arbitrating all claims, demands and disputes which cannot be resolved in a small claims tribunal, including the scope and validity of this arbitration provision and any right you may have to participate in an alleged class action (hereinafter “dispute(s)”). All customer agreements contain another arbitration provision that supersedes this arbitration provision and governs the resolution of disputes. However, if you do not enter into a customer agreement with us, then this arbitration provision governs the resolution of disputes. You agree that YOU ARE WAIVING YOUR RIGHT TO HAVE A TRIAL BY JURY to resolve disputes against us, our agents and/or owners. The Federal Arbitration Act governs this arbitration provision. If either party has a dispute, they must notify the other in writing of the dispute. You have the right to select any of the following arbitration organizations, which will govern the arbitration under its consumer rules: American Arbitration Association (1-800-778-7879) http://www.adr.org or J.A.M.S./Endispute (1-800-626-5267) http://www.jamsadr.com, and we will advance all of the expenses associated with the arbitration, including the filing, administrative, hearing and arbitrator’s fees. You will be responsible for your attorney’s fees, if any. Any appeal of a judgment from a small claims tribunal shall be resolved by binding arbitration. The arbitrator shall not conduct class arbitration. The arbitration hearing will be conducted in the county in which this Application was signed.
WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS. LATE PAYMENTS, MISSED PAYMENTS OR OTHER DEFAULTS ON YOUR ACCOUNT MAY BE REFLECTED IN YOUR CREDIT REPORT.
Notice to Married Applicants in Wisconsin
No provision of a marital property agreement, a unilateral statement under Wisconsin Statutes 766.59 or a court decree under Wisconsin Statutes 766.70 adversely affects the interest of the creditor unless the creditor, prior to the time credit is granted, is furnished a copy of the agreement, statement or decree or has actual knowledge of the adverse provision when the obligation to the creditor is incurred.
Means of Communication
You authorize us to call you at any number you provide or at any number at which we reasonably believe we can contact you, including calls to mobile, cellular or similar devices for any lawful purpose including our use of an automatic dialing telephone system or prerecorded voice. You also agree to any fee(s) or charge(s) that you may incur for incoming calls from us, and/or outgoing calls to us, to or from any such number, without reimbursement from us. You understand that this authorization is not a condition of loan approval.
Notice to Applicants in Texas
Cottonwood Financial Texas, LP is a registered Credit Services Organization. Loans are provided by TreeMac Funding Group, LLC.
Read Before Submitting:
You certify the information supplied by you on this Form is true and correct. You authorize verification of the truthfulness of all information contained herein, including contact with any person or firm listed above, and fully release all parties from all liability for any damage that may result. Any false statement made above shall be sufficient basis for rejection. Additionally, you understand that this Form is not a complete credit application; you will need to visit your local branch location to complete the credit application process.
You also acknowledge and consent to your information being sent to a Cash Store team member, who may contact you to collect further information.