Spring Cleaning Tips for Your Budget

David Sung | March 14, 2013

Spring cleaning isn’t just for your home anymore. Take control of your finances and focus on cleaning up your expenses to keep a little extra money in your pocket in 2013. Because just like extra closet space, a little bit can go a long way to keeping everything in order.

Correcting Your Tax Status

If you are one of the many people that do their own taxes, good for you! That’s already a great way to save money. But it is worth the time to have them reviewed by someone else. Once you’ve finally finished all of the forms and it’s time to double-check your work, you may be glassy-eyed.  Have a friend who is knowledgeable about the process take a look with a fresh set of eyes. You may be surprised at the minor or even major details that you may have missed that could end up as costly errors.

Analyzing Bank Fees

Make sure you review your bank statement thoroughly. Keep an eye out for any extra charges such as checking or ATM fees. There are many banks that offer accounts that have no additional fees. While small fees may not seem like much initially, they can add up and you’ll be sorely missing that cash if you find yourself on a tight budget between paychecks.

Car Maintenance

Not everyone is a gearhead, but that’s no excuse for neglecting your vehicle. Continually putting off basic maintenance could leave you in a world of hurt if it breaks permanently. You should familiarize yourself with the basics - checking and replacing oil, replacing the air filter, and checking your tires’ inflation and condition.  Dirty air filters and underinflated tires can drastically reduce your gas mileage. Old oil can result in an irreparable engine, and poor tires can lead to a blowout, which can have a much more tragic outcome.

Shop Smart for Groceries

There are many expensive pitfalls when it comes to shopping mainly buying the name brand options when the store brand is just as suitable.  Next time you visit the grocery store, make a note on your list of how much the name brand item was, and how much you could have saved with the store brand. Once you’re finished shopping, go back through the list and add up the total possible savings. If the amount doesn’t have you running back to swap items out, just imagine how much you’ll be paying for the next month or years.

These are just a few easy tips to help get your budget on track this spring. If you have some of your own money saving tips, post them here!  

More Articles

Cash Store’s Website Has a New Look

Cash Store's updated website is streamlined to help users access information online about personal loans, installment loans, and title loans.

Read More >

Difference Between Secured and Unsecured Installment Loans

Learn the difference between secured and unsecured personal installment loans as we break it down and explain with simple definitions and layman's terms.

Read More >

COVID-19 Job Resources

Many Americans are affected by government orders in response to COVID-19 that range from sheltering in place to self-isolating, leaving a lot of people in financial stress.

Read More >

Trusted provider of cash loans since 1996


Connect With Us

*Loan Amount is subject to loan approval. Loan terms and availability may vary by location.  Approval rate based on complete applications received across all Cash Store locations. Customers can typically expect to receive loan proceeds in less than 20 minutes; however, processing times may vary.

Loans / Advances are provided based on approved credit. Cottonwood Financial uses a proprietary model to evaluate the creditworthiness of each applicant for credit. Vehicle is subject to evaluation for title/auto equity loans. Please see the Licenses and Rates page for additional product details.

Cottonwood Financial offers consumer credit products that are generally short-term in nature and not intended for long-term borrowing needs. In Texas, Cash Store is a Credit Services Organization and Credit Access Business. Loans are provided by a non-affiliated third-party lender. 

© 2021 Cash Store. All Rights Reserved.