How It Works: 3 Simple Steps

Want to know how to get a cash loan from the Cash Store? Our loan requirements are simple – in fact, everything it takes for you to get your cash can be done in 3 easy steps.

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How It Works

Step 1 - Start your application online and save time using our short, secure form.
Step 2 - Gather the required documents and bring them with you to a Cash Store location.
Step 3 - Pick up your cash the very same day - no overnight wait!*

Locations

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Or find us in these states!

Have Questions? Read our FAQs

Frequently Asked Questions

Why should I choose Cash Store?

Cash Store is here to help good people, just like you, get the fast cash they need today to cover expenses, pay the mortgage, or cover unexpected fees. Whether for medical, personal, home, or emergency expenses, Cash Store has competitive terms and high approval rates, with absolutely NO credit score or history required to apply or qualify! And unlike many other loan lenders out there, we pay you cash money just minutes after we process your application!

How much can I get?

By simply paying a quick visit to your local Cash Store, you can get up to $5,000* cash with a cash advance or installment loan — or up to $25,000* with a title loan — almost instantly! You can also apply online to see how much cash you can expect to take home today! For car title loans, your final loan approval amount will be determined by the value of your vehicle. Loan amounts are also subject to state regulations. Some restrictions apply. See your local Cash Store for details on each specific cash loan offer, including interest rates and required personal information.

How does it work?

Our secure online loan application form is quick, easy, convenient, and gives you a head start on your cash advance, installment loan or title loan! Plus, your internet application is free! Then, simply come in to quickly complete the process and get your cash at any one of our Cash Store locations.

Is my credit score needed?

No, Cash Store does not require a credit score to apply for any cash advance, title loan, or installment loan. Our top goal is to have the highest loan approval rates with the least amount of hassle!

Where can I get more information?

If you have any questions about Cash Store that are not answered on this website, simply call 1-888-950-2274 to speak with a knowledgeable professional at the Cash Store location nearest you!

What is the APR for Cash Store loans?

Our loan rates, loan fees, and loan products vary from state to state according to local regulations. Please visit our Licenses and Rates page for more information.

Why do we show APR?

APR is Annual Percentage Rate. At Cash Store we are state licensed and regulated, and we follow all applicable regulations, which include disclosing a calculated APR for our loans.

By paying back your loan on time, as Cash Store encourages you to do, your loan fees will likely be cheaper than the costs of a bounced check, overdraft fees, a missed credit card payment or a neglected bill.

How Much Can I Get?

Fill out our short form to see how much money you are pre-qualified to receive. Checking your amount will not affect your credit score.

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*Loan Amount is subject to loan approval. Loan terms and availability may vary by location.  Approval rate based on complete applications received across all Cash Store locations. Customers can typically expect to receive loan proceeds in less than 20 minutes; however, processing times may vary.

Loans / Advances are provided based on approved credit. Cottonwood Financial uses a proprietary model to evaluate the creditworthiness of each applicant for credit. Vehicle is subject to evaluation for title/auto equity loans. Please see the Licenses and Rates page for additional product details.

Cottonwood Financial offers consumer credit products that are generally short-term in nature and not intended for long-term borrowing needs. In Texas, Cash Store is a Credit Services Organization and Credit Access Business. Loans are provided by a non-affiliated third-party lender. 

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