Your Loan Options

Installment Loans | Cash Advance | Title Loans

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Get More Because You Deserve It

At the Cash Store, we give you more loan options that give you the flexibility you need. Choose from an installment loan, cash advance or title loan. Customers prefer our installment loans which have smaller payments and gives you more time to pay back. Or if you own your vehicle, you can get even more cash by taking out a title loan. All of our loan options give you cash or check in hand the same day – no overnight wait.

For an installment loan or title loan, your repayment schedule will be a series of convenient payments based on your pay date frequency, giving you plenty of time to pay back.

Installment Loan

Features

Features

  • Same day Installment Loans up to $5,000*
  • Smaller payments, more time to pay back
  • Most popular loan option
  • Payment options: bi-weekly or monthly
  • All you need is a recent paycheck stub or other proof of income, most recent checking account statement, a personal check and/or debit card, and a valid driver's license or state-issued ID 

States Offered

  • Idaho: $3,000
  • Illinois: $2,650
  • New Mexico: $5,000
  • Texas: $3,000
  • Wisconsin: $3,000
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Cash Advance

Features

Features

  • Same day Cash Advance up to $865*
  • Payment option: Short term loan that you usually pay back on your next pay date.
  • All you need is a recent paycheck stub or other proof of income, most recent checking account statement, a personal check and/or debit card, and a valid driver's license or state-issued ID 

States Offered

  • Illinois: $865
  • Michigan: $600
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Title Loan

Features

Features

  • Same day Title Loans up to $25,000*
  • Borrow against the value of your vehicle you own outright
  • Keep your vehicle
  • Payment options: bi-weekly or monthly
  • All you need is a recent paycheck stub or other proof of income (Illinois only), car you own and its clear title, and a valid driver's license or state-issued ID 

States Offered

  • Idaho:
    • Auto Equity Loans $20,000
    • Title Loans $500
  • Illinois: $4,000
  • New Mexico: $5,000
  • Texas: $20,000
  • Wisconsin: $25,000
Learn More

How Much Will It Cost?

Finding out how much cash you’re eligible for is quick and easy. Check out our Loan Calculator tool to learn more.

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*Loan Amount is subject to loan approval. Loan terms and availability may vary by location.  Approval rate based on complete applications received across all Cash Store locations. Customers can typically expect to receive loan proceeds in less than 20 minutes; however, processing times may vary.

Loans / Advances are provided based on approved credit. Cottonwood Financial uses a proprietary model to evaluate the creditworthiness of each applicant for credit. Vehicle is subject to evaluation for title/auto equity loans. Please see the Licenses and Rates page for additional product details.

Cottonwood Financial offers consumer credit products that are generally short-term in nature and not intended for long-term borrowing needs. In Texas, Cash Store is a Credit Services Organization and Credit Access Business. Loans are provided by a non-affiliated third-party lender. 

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