Elgin, IL Cash Advances and Title Loans

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How Much Can I Get?

Contact Cash Store if you are in the Elgin, Illinois area and you happen to be looking to get a quick cash loan. We offer cash advances, title loans, and installment loans at 2 locations in Elgin. Information for both of our stores has been posted below. Please take a look and visit us.

Loan Type

Loan Limit

Installment Loans$2,650
Cash Advance$865
Title Loans$4,000

How Does It Work?

Step 1 - Start your application online and save time using our short, secure form.
Step 2 - Gather the required documents and bring them with you to a Cash Store location.
Step 3 - Pick up your cash the very same day - no overnight wait!*

What Do I Need To Bring?

    A recent paycheck stub or other proof of income
    The most recent checking account statement (account must be open 30 days)
    A personal check and/or debit card (ID, NM, TX, and WI)
    Valid driver’s license or state-issued ID

Have more questions? Read our FAQs

The Cash Store located  is a trusted lender that offers personal loans to individuals with unexpected expenses.

Elgin, IL Facts

After the Black Hawk Indian War and the removal of the last Native American tribes from northern Illinois, settlers began to pour into the area. Amongst these thousands of pioneers were two brothers from New York, James T. Gifford and Hezekiah Gifford. The Gifford brothers eventually chose an area about 40 miles northwest of Chicago along the Fox River where they established a settlement that would eventually become the city of Elgin, Illinois.

Throughout its history, Elgin became famous for various different things. In its early days, the city was a center for daily production. The dairy industry then gave way to the fine watch making industry which then gave way to the education sector. Elgin is also known as the city that produced people who went on to accomplish great things. Elgin was the childhood home to several Nobel Prize winners, Pulitzer Prize winners, Academy Award winners, Olympic athletes, US Navy Admirals, and CEO’s of some of the country’s largest corporations. For its relatively small size, Elgin has had some extraordinary residents.

Today, Elgin has built a reputation as being a performing arts destination in Illinois. For example, the Elgin Symphony Orchestra and the Elgin Opera are two of the most recognized performing arts groups in the state. The Children’s Theatre of Elgin presents four major shows each season. Finally, there is the Elgin Choral Union, an adult choir of 110 volunteers and professional section leaders which performs at Elgin Community College's Visual and Performing Arts Center, and also participates in many free community events

Trusted provider of cash loans since 1996

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*Loan Amount is subject to loan approval. Loan terms and availability may vary by location.  Approval rate based on complete applications received across all Cash Store locations. Customers can typically expect to receive loan proceeds in less than 20 minutes; however, processing times may vary.

Loans / Advances are provided based on approved credit. Cottonwood Financial uses a proprietary model to evaluate the creditworthiness of each applicant for credit. Vehicle is subject to evaluation for title/auto equity loans. Please see the Licenses and Rates page for additional product details.

Cottonwood Financial offers consumer credit products that are generally short-term in nature and not intended for long-term borrowing needs. In Texas, Cash Store is a Credit Services Organization and Credit Access Business. Loans are provided by a non-affiliated third-party lender. 

Customer Portal residency restrictions apply. Availability of funds may vary by financial institution.