Centralia, IL Cash Advance and Title Loans

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How Much Can I Get?

Cash Store has been offering cash advances, title loans, and installment loans in Centralia, IL since 1997. With our variety of loan offerings and our years of experience doing business with the residents of Centralia, we are confident we can help you find the loan option to best fit your needs. We hope to see you soon.

Loan Type

Loan Limit

Installment Loans$2,650
Cash Advance$865
Title Loans$4,000

How Does It Work?

Step 1 - Start your application online and save time using our short, secure form.
Step 2 - Gather the required documents and bring them with you to a Cash Store location.
Step 3 - Pick up your cash the very same day - no overnight wait!*

What Do I Need To Bring?

  • A recent paycheck stub or other proof of income
  • The most recent checking account statement (account must be open 30 days)
  • A personal check
  • Valid driver’s license or state-issued ID

Have more questions? Read our FAQs

Cash Store Locations in Centralia, IL


1. Cash Store

1015 W BroadwayCentralia, IL 62801

(618) 532-1900

10 AM - 6 PM
10 AM - 6 PM
10 AM - 6 PM
10 AM - 6 PM
10 AM - 6 PM
10 AM - 2 PM

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About Centralia, IL

Centralia, Illinois was founded in 1853 at the junction of two main lines of the Illinois Central Railroad. Though it is no longer solely a railroad community, Centralia still has strong cultural ties to the railroad as it played a major role in the city’s development. The city also holds a critical position in the state of Illinois because it sits on the Third Principal Meridian, a designated point of reference for land surveys throughout large areas of the state. Over the years, this town of 14,000 has grown into a fun city with great food, people, and festivities.

Centralia is home to the sixth-largest bell tower in the world, the Centralia Carillon, which stands over 150 feet high. Every day, the bells of the Carillon chime a new tune for all to hear. Visitors to this unique attraction can tour the Carillon museum at the bottom of the tower or enjoy the bell chimes along a sitting wall that runs nearby.

In August, the city hosts the annual Centralia Balloon Fest and the highly anticipated balloon races. Centralia also hosts the Outboard Powerboat Races presented by the National Boat Racing Association and the Outboard Drivers Association. Each year in July, thousands of people come from all over Illinois to see the boats speed across the waters of Centralia’s Lake Raccoon.

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*Loan Amount is subject to loan approval. Loan terms and availability may vary by location.  Approval rate based on complete applications received across all Cash Store locations. Customers can typically expect to receive loan proceeds in less than 20 minutes; however, processing times may vary.

Loans / Advances are provided based on approved credit. Cottonwood Financial uses a proprietary model to evaluate the creditworthiness of each applicant for credit. Vehicle is subject to evaluation for title/auto equity loans. Please see the Licenses and Rates page for additional product details.

Cottonwood Financial offers consumer credit products that are generally short-term in nature and not intended for long-term borrowing needs. In Texas, Cash Store is a Credit Services Organization and Credit Access Business. Loans are provided by a non-affiliated third-party lender. 

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