Charleston, IL Cash Advance and Title Loans

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Consider your search over if you happen to be in the Charleston, IL area and are in need of a cash loan. At Cash Store, we offer a variety of different loan options. With a quick and easy approval process, You can apply for a loan and pick up your cash on the same day with no 24 hour waiting period. So stop by and let's see which loan is best for you.

Loan Type

Loan Limit

Installment Loans$2,650
Cash Advance$865
Title Loans$4,000

How Does It Work?

Step 1 - Start your application online and save time using our short, secure form.
Step 2 - Gather the required documents and bring them with you to a Cash Store location.
Step 3 - Pick up your cash the very same day - no overnight wait!*

What Do I Need To Bring?

  • A recent paycheck stub or other proof of income
  • The most recent checking account statement (account must be open 30 days)
  • A personal check and/or debit card (ID, NM, TX, and WI)
  • Valid driver’s license or state-issued ID

Have more questions? Read our FAQs

Cash Store Locations in Charleston, IL


1. Cash Store

301 W Lincoln Ave Ste BCharleston, IL 61920

(217) 348-0003

10 AM - 6 PM
10 AM - 6 PM
10 AM - 6 PM
10 AM - 6 PM
10 AM - 6 PM
10 AM - 2 PM

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About Charleston, IL

The early history of Charleston, Illinois can be best described as a time of hostility between the newly arrived settlers and the local Native American tribes. The tensions between the two groups would eventually escalate into several small-scale skirmishes which would continue until the 1840’s when the last Native American tribes were expelled from the State of Illinois. Charleston’s history of violence erupted again during the years leading up to the Civil War, with pro-slavery and anti-slavery groups challenging one another for control of the town. In 1864, the two groups had a final confrontation in a large riot that left 9 dead and 12 wounded.

After the Civil War, the tensions that had marked Charleston’s history were now gone and the city charted a new peaceful course. In 1895, Charleston became the home for Eastern Illinois Normal School after a stiff bidding competition with its neighbor to the east, Mattoon, IL. Today, the school is known as Eastern Illinois University with an enrollment of nearly 12,000 students. Charleston is also the county seat of Coles County, Illinois, and home to just under 22,000 residents.

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*Loan Amount is subject to loan approval. Loan terms and availability may vary by location.  Approval rate based on complete applications received across all Cash Store locations. Customers can typically expect to receive loan proceeds in less than 20 minutes; however, processing times may vary.

Loans / Advances are provided based on approved credit. Cottonwood Financial uses a proprietary model to evaluate the creditworthiness of each applicant for credit. Vehicle is subject to evaluation for title/auto equity loans. Please see the Licenses and Rates page for additional product details.

Cottonwood Financial offers consumer credit products that are generally short-term in nature and not intended for long-term borrowing needs. In Texas, Cash Store is a Credit Services Organization and Credit Access Business. Loans are provided by a non-affiliated third-party lender. 

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