Effingham, IL Cash Advances and Title Loans
Loan Options in Effingham, IL | Loan Limit* |
---|---|
Cash Advance/Installment Loans | $2,650 |
Title Loans | $4,000 |

3 Simple Steps
- Step 1 -
Start your application online and save time using our short, secure form.
- Step 2 -
Gather the required documents and bring them with you to a Cash Store location.
- Step 3 -
Pick up your cash the very same day - no overnight wait!
What Do You Need To Bring In
Required Documents
- Your most recent paycheck stub or other proof of income
- The most recent checking account statement (account must be open 30 days)
- A personal check and/or debit card
- Valid driver’s license or state-issued ID

1304 Thelma Keller Ave Ste 106, Effingham, IL 62401
Phone: (217) 347-7000(217) 347-7000
Store Hours: 10-6 M-F, 10-2 Sat
Landmarks:
1 mile south of Lake Pauline. 3 blocks north of Thelma Keller Convention Center.
Public Transit:
Not Available
Driving Directions:
From IH-57 turn take exit #160 and head north on Keller Drive for half a mile and turn right on Thelma Keller Avenue. The Cash Store will be on your left in the Crossroads Plaza North shopping center, next to Great Clips, facing Midland States Bank.
More facts about Effingham, IL
Effingham, Illinois can trace its history back to 1814 when it was originally known as Broughton, Illinois. The name Broughton was then changed to Effingham in 1859. Local legend says that the name Effingham was installed to honor Thomas Howard the Earl of Effingham. Mr. Howard was a British officer who resigned his post because he refused to fight the Colonists during the Revolutionary War.Throughout its history, Effingham has always been known as a crossroads city. In the nineteenth century, the city was a crossing point for the old Pennsylvania Railroad and the former Illinois Central Railroad. Even today, the city calls itself “The Crossroads of Opportunity” due to the fact that several major highways pass through the city. Both Interstate 57 and Interstate 70 come through Effingham. In addition, the city is also the intersection of US Highway 45, US highway 40, Illinois Highway 33, and Illinois Highway 32. For a town of only 12,300, the presence of so many major roads is extremely unusual.
Effingham also hosts several budget-friendly events throughout the year, including the Effingham Farmer's Market, Ham City Jam Skate Competition, Farm Toy Show, and the EPC Corn Hole Tournament. Effingham is full of culture and history too. The Ballard Nature Center, a 210-acre parcel of land east of Altamont, Illinois, is a great place for everyone to enjoy and learn about nature. Effingham’s convenient location in the center of Illinois coupled with its seemingly endless recreational activities make the city an excellent place to live and also visit. Finally, the most unique landmark that the city has to offer is the Cross at the Crosswords, a giant white cross erected along Interstate 57 and Interstate 70. Standing at 198-feet, it is considered to be one of the largest crosses in the entire world.
Effingham, IL Living Costs | |
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Median Home Cost | $156,800.00 |
Average Rent - 1 Bedroom | $540.00 |
Average Rent - 2 Bedrooms | $650.00 |
Average Cost of Dining Out - Dinner | $36.25 |
Average High Speed Internet Bill | $42.47 |
Average Electric Bill | $90.66 |
Average Cable TV Bill | $54.45 |
Average Phone Bill | $23.93 |
Effingham, IL Transportation Costs | |
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Central Illinois Public Transit - One way trip | $2.00 |
Effingham, IL Activities Costs | |
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Effingham Farmer's Market | FREE |
Ham City Jam (Skate Competition) - Entrance fee | $10.00 |
Bliss Park | FREE |
Camp Lakewood Campground and RV Park - RV Rental | $32.00-$182.00 |
Camp Lakewood Campground and RV Park - Cottages | $72.00 - $83.00 per night |
Camp Lakewood Campground and RV Park - Cabins | $40.00-$48.00 per night |
TREC Recreational Trails | FREE |
Farm Toy Show - Adults | $2.00 |
Farm Toy Show - 10 yrs and under | FREE |
EPC Corn Hole Tournament - Team Fee | $30.00 |
EPC's Youth Theatre Camp | $100.00 for two weeks |
Ballard Nature Center | FREE |
Historic National Road | FREE |
Effingham, IL Sporting Event Costs | |
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Adult Coed Softball - Individual Fee | $185.00 |
Adult Coed Volleyball - Team Fee | $245.00 |
Youth Baseball - In district | $25.00 |
Youth Baseball - Out of district | $57.00 |
*Subject to loan approval. Vehicle is subject to evaluation for title loans and auto equity loans.
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