McHenry, IL Cash Advance and Title Loans

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Getting a short-term cash loan in McHenry, IL is a simple process. All you need to do is stop by the Cash Store. Located on the north side of W. Elm St. (Hwy. 120) between Crystal Lake Rd. and Oak Dr., Cash Store is offering cash advances, title loans, and installment loans.

Loan Type

Loan Limit

Installment Loans$2,650
Cash Advance$865
Title Loans$4,000

How Does It Work?

Step 1 - Start your application online and save time using our short, secure form.
Step 2 - Gather the required documents and bring them with you to a Cash Store location.
Step 3 - Pick up your cash the very same day - no overnight wait!*

What Do I Need To Bring?

    A recent paycheck stub or other proof of income
    The most recent checking account statement (account must be open 30 days)
    A personal check and/or debit card (ID, NM, TX, and WI)
    Valid driver’s license or state-issued ID

Have more questions? Read our FAQs

The Cash Store located  is a trusted lender that offers personal loans to individuals with unexpected expenses.

More Information on McHenry, IL

McHenry, Illinois is located about ten miles south of the Illinois, Wisconsin border in northeastern Illinois. The city currently serves as the county seat of McHenry County and is home to nearly 27,000 residents. McHenry is also one of the fastest growing cities in all of Illinois. Estimates project that the population will double in the next few years.

The city is surrounded by a lush forest, rolling hills, several lakes, and a variety of rivers and streams. Thirty-five local parks and playgrounds spanning nearly 633 acres either lie within the borders of McHenry or are situated nearby. All of this land devoted to outdoor recreation makes the city an attractive destination for outdoor enthusiasts. If that’s not enough recreation for residents and visitors, McHenry also has 24 golf courses and plenty of organized recreational programming such as dancing, swimming, and athletic leagues for all ages.

The city also home to a host of festivals and outdoor activities throughout the year. The Family Camp Out is a great time for families to gather and enjoy a camp out under the stars at the Historic Petersen Farm. While there, you can enjoy campfire fun while watching Charlotte’s Web in the evening. McHenry’s Preteen Jam is held every year for students to enjoy great music while showing off their moves in a dance contest. Also at the event is ping pong, carnival games, face painting and other fun activities. Finally, there is Fiesta Days, McHenry’s largest celebration of the year.

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*Loan Amount is subject to loan approval. Loan terms and availability may vary by location.  Approval rate based on complete applications received across all Cash Store locations. Customers can typically expect to receive loan proceeds in less than 20 minutes; however, processing times may vary.

Loans / Advances are provided based on approved credit. Cottonwood Financial uses a proprietary model to evaluate the creditworthiness of each applicant for credit. Vehicle is subject to evaluation for title/auto equity loans. Please see the Licenses and Rates page for additional product details.

Cottonwood Financial offers consumer credit products that are generally short-term in nature and not intended for long-term borrowing needs. In Texas, Cash Store is a Credit Services Organization and Credit Access Business. Loans are provided by a non-affiliated third-party lender. 

Customer Portal residency restrictions apply. Availability of funds may vary by financial institution.