Sterling, IL Cash Advances and Title Loans

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Visit the Cash Store in Sterling, IL and speak to one of our staff members if you are in need of a short term loan. They can explain in detail all of our options and take you through our loan application and payment processes. Most of our customers are able to come in and walk out with their cash in just a few minutes. Finally, we do not require a credit history.

Loan Type

Loan Limit

Installment Loans$2,650
Cash Advance$865
Title Loans$4,000

How Does It Work?

Step 1 - Start your application online and save time using our short, secure form.
Step 2 - Gather the required documents and bring them with you to a Cash Store location.
Step 3 - Pick up your cash the very same day - no overnight wait!*

What Do I Need To Bring?

  • A recent paycheck stub or other proof of income
  • The most recent checking account statement (account must be open 30 days)
  • A personal check and/or debit card (ID, NM, TX, and WI)
  • Valid driver’s license or state-issued ID

Have more questions? Read our FAQs

Cash Store Locations in Sterling, IL


1. Cash Store

3213 E LincolnwaySterling, IL 61081

(815) 535-9500

10 AM - 6 PM
10 AM - 6 PM
10 AM - 6 PM
10 AM - 6 PM
10 AM - 6 PM
10 AM - 2 PM

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Some More Facts on Sterling, IL

The city of Sterling, Illinois was incorporated in 1857. Situated along the banks of the Rock River and surrounded almost entirely by very fertile ground, the area around Sterling was well known as prime farming land by the first settlers and the Native Americans. Sterling’s early settlers also took advantage of the Rock River and used it as a means of transporting their goods to larger cities throughout Illinois. Eventually, with the arrival of the railroads, the Rock River’s days as a transportation artery came to an end. Today, the Rock River is mostly a recreational hub that contains some of the best catfish in the state.

Sterling’s natural landscape is the city’s biggest attraction. The Sinnissippi Dam Walkway is a scenic path ideal for bicyclists and joggers. Martin’s Landing lets visitors relax and take in breathtaking views of the Rock River. The 150-acre Sinnissippi Park offers nature trails, fishing spots, disc golf, hiking and cross-country skiing during the winter. Within the park’s boundaries is the Hopewellian Indian Mounds, a former burial area for Native Americans that is now on the Register of National Historic Places.

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*Loan Amount is subject to loan approval. Loan terms and availability may vary by location.  Approval rate based on complete applications received across all Cash Store locations. Customers can typically expect to receive loan proceeds in less than 20 minutes; however, processing times may vary.

Loans / Advances are provided based on approved credit. Cottonwood Financial uses a proprietary model to evaluate the creditworthiness of each applicant for credit. Vehicle is subject to evaluation for title/auto equity loans. Please see the Licenses and Rates page for additional product details.

Cottonwood Financial offers consumer credit products that are generally short-term in nature and not intended for long-term borrowing needs. In Texas, Cash Store is a Credit Services Organization and Credit Access Business. Loans are provided by a non-affiliated third-party lender. 

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