Cottonwood Financial offers consumer credit products that are generally short-term in nature and not intended for long-term borrowing needs. Loan terms and availability will vary by state.
On Approved Credit / No Credit Required
Loans / advances are provided based on approved credit. Cottonwood Financial does not pull applicant's credit score, from the three main consumer-reporting agencies, to determine loan eligibility. Cottonwood Financial uses a proprietary model to evaluate the credit worthiness of each applicant for credit.
*50% Off Coupon – New Customers only – All States:
50% off the interest portion of your first scheduled payment. Paid as a rebate that is separate from your loan obligation. Rebate payment offered only to first-time customers of the Cash Store who present original coupon at time of loan origination and take out an advance or loan of $100 or more. One coupon per household. Offer not available to employees of the Cash Store or their family members. Payment will be made by check mailed to customer within 30-45 days of origination date for advance or loan. Non-Wisconsin customers: If customer defaults under advance or loan, payment is forfeited by customer. Wisconsin customers only: Payment is earned on origination date for advance or loan. If you default or if your loan is not in good standing when we process your rebate, we may apply the rebate payment as a credit to your account with us. Texas customers only: Loans are provided by a non-affiliated third party. Offer expires 12/31/2015.