Cash Store

Cash Store

675 Kootenai Cut Off Rd Ste E

Ponderay, ID 83852

(208) 263-5585

Store Hours

10 AM - 6 PM
10 AM - 6 PM
10 AM - 6 PM
10 AM - 6 PM
10 AM - 6 PM
10 AM - 2 PM

Services Available

Installment Loans

Title Loans

Nearby Locations

Cash Store

3134 E Mullan Ave Ste D

Post Falls, ID 83854

(208) 773-2274

Installment Payday Loan Alternatives & Title Loans at 675 Kootenai Cut Off Rd, Ponderay, ID

Ponderay’s motto is “Little City with the Big Future,” and if you have cash needs in your future, consider Cash Store! We are known in the city for our great customer service and friendly and helpful staff. Located near the intersection of Hwy. 95/Hwy. 2 and Kootenai Cut Off Rd., our store is open Monday to Saturday. We’ll walk with you through the entire process to help you find a cash solution that best suits your unique needs. 

Life can throw unexpected curveballs at any time. It doesn’t take much to leave you in need of cash. That’s where we can help. At Cash Store, we offer a variety of loan options so you can find what works for you. We offer three types of loans in Ponderay – installment loans, title loans and auto equity loans. With a title loan, you can get up to $500. If you need up to $3,000 then consider an installment loan. If you need more than that, then an auto equity is a great option that allows you to get up to $20,000. No matter which loan is right for you, you can get your cash the same day you come in. Start your application online now, or call or visit us today.  


1 mile west of Lake Pend Oreille. 2 miles northeast of Sandpoint Airport. 

Driving Directions

From US Hwy. 95/Hwy. 2 exit Kootenai Cutoff Road and head east for about .2 miles. The Cash Store will be on the north side of the Walmart parking lot directly across the street from Home Depot and Fiesta Bonita. 

Trusted provider of cash loans since 1996


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*Loan Amount is subject to loan approval. Loan terms and availability may vary by location.  Approval rate based on complete applications received across all Cash Store locations. Customers can typically expect to receive loan proceeds in less than 20 minutes; however, processing times may vary.

Loans / Advances are provided based on approved credit. Cottonwood Financial uses a proprietary model to evaluate the creditworthiness of each applicant for credit. Vehicle is subject to evaluation for title/auto equity loans. Please see the Licenses and Rates page for additional product details.

Cottonwood Financial offers consumer credit products that are generally short-term in nature and not intended for long-term borrowing needs. In Texas, Cash Store is a Credit Services Organization and Credit Access Business. Loans are provided by a non-affiliated third-party lender. 

Customer Portal residency restrictions apply. Availability of funds may vary by financial institution.