Quick and easy process:
Save time and apply online
Come into your nearest store
Get your cash!
Over 90% approval rate*
NO credit history required
Cash Store is here to help good people, just like you, get the fast cash they need today to cover expenses, pay the mortgage, or cover unexpected fees. Whether for medical, personal, home, or emergency expenses, Cash Store has competitive terms and high approval rates, with absolutely NO credit score or history required to apply or qualify! And unlike many other loan lenders out there, we pay you cash money just minutes after we process your application!
By simply making a quick visit to your local Cash Store, you can get up to $5,000* cash with a cash advance or installment loan — or up to $25,000* with a title loan — almost instantly! You can also apply online to see how much cash you can expect to take home today! For car title loans, your final loan approval amount will be determined by the value of your vehicle. Loan amounts are also subject to state regulations. Some restrictions apply. See your local Cash Store for details on each specific cash loan offer, including interest rates and required personal information.
Yes! We want to help you get a fair deal — even if you have bad debt, no credit score, or no credit history. Your interest rate will be set by market rates and key industry regulations, while your fees and terms will be determined by which cash loan option you choose and the actual amount of your cash advance. Our mission is to have highly competitive services and helpful alternatives to other, more costly loan options.
We endeavor to provide credit in accordance with applicable laws and only when we have formed a reasonable belief that the loan will be repaid. We believe that our customers are best suited to make their own financial decisions.
Non-payment could affect your ability to obtain future loans with us or other lenders, depending on the credit reporting companies and scores used by each lender to grant credit.
*Loan Amount is subject to loan approval. Loan terms and availability may vary by location. Approval rate based on complete applications received across all Cash Store locations. Customers can typically expect to receive loan proceeds in less than 20 minutes; however, processing times may vary.
Loans / Advances are provided based on approved credit. Cottonwood Financial uses a proprietary model to evaluate the creditworthiness of each applicant for credit. Vehicle is subject to evaluation for title/auto equity loans. Please see the Licenses and Rates page for additional product details.
Cottonwood Financial offers consumer credit products that are generally short-term in nature and not intended for long-term borrowing needs. In Texas, Cash Store is a Credit Services Organization and Credit Access Business. Loans are provided by a non-affiliated third-party lender.
Customer Portal residency restrictions apply. Availability of funds may vary by financial institution.