Texas Payday Loans
Cash Advances up to $3,000*
A cash advance (also known as a payday loan) is a fast, easy way to get up to $3,000. At the Cash Store we help you get the cash you need and the respect you deserve – all with competitive terms, high approval rates, and no credit required. And unlike many competitors, all of our loan options give you cash or check in hand the same day – no overnight wait.
It's Quick and Easy
Typically, a first-time customer can walk out of any Cash Store location with cash or check in hand in less than 20 minutes*. Once you have established a Cash Store account, future transactions can be completed in under 5 minutes.
Walk In – Walk Out
See how much you could qualify to receive with our online form, then visit our store and walk out with cash or check in minutes.
No Credit Required
No credit history or score required. Our goal is to have the highest approval rates with the least amount of hassle.
Find out how much you could get with our online form, then drop by any Cash Store location and bring along:
- A recent paycheck stub or proof of income
- A recent checking account statement
- A personal check or debit card from this account
- A valid driver's license or state ID
That’s all it takes!
Cash Store has over 190 locations in Texas. Click here to find a store near you.
Installment LoansThe Cash Store also offers installment loans, which allow the borrower to make smaller, regular payments that are spread out over a longer period of time instead of one large loan repayment.
Just find out how much you could qualify to receive with our online form and decide on your loan type at the store!
They helped me figure out what a good amount of money was to loan from them. Other places would just try to make you pay a high rate on the loan. This company actually stopped to help me out. - Alan
To obtain a cash advance or installment loan, we require you to bring a personal check associated with your checking account. If you do not have a personal check and you live in Illinois, New Mexico, Texas, or Wisconsin, we will also accept a debit card associated with your checking account or a prepaid, reloadable debit card provided by your employer.
|What are the acceptable forms of collateral?|
|Personal Check||Debit Card||Payroll Card|
|All states must also provide:||Most recent 30-day checking account statement||Most recent statement associated with account|
- Your driver's license or state-issued ID card
- Your most recent paycheck stub and
- Your most recent account statement associated with your payroll card
Find Your Bank Routing Number
Look at the bottom edge of your check. Starting at the far left side of your check, the first group of 9 numbers is your Bank Routing Number. This number is always 9 digits long.
Find Your Check Number
At the bottom edge of your check, locate the string of numbers that matches the Check Number in the upper right-hand corner of your check. This number is usually 4 digits long, and may include a zero as the first digit.
Find Your Account Number
The remaining group of numbers — those that are neither the Bank Routing Number nor the Check Number — is your Account Number. NOTE: If there are extra zeroes at the beginning or end of your account number, be sure to include them as part of your Account Number.
If a customer has chosen to provide us with a check or an electronic debit authorization, and a scheduled payment is not received we will attempt to make a payment for the customer by debiting their bank account or depositing their check. If the check or debit is returned unpaid, we may assess a returned item fee of up to $30 if permitted by state law. The customer may also incur a fee from their bank. We will then attempt to contact the customer in order to make alternate payment arrangements. The customer may also incur additional finance charges.
If a loan is secured by the title to a motor vehicle, the customer may be subject to their vehicle being repossessed. The customer may also be charged a late payment fee and incur additional finance charges.
APR is Annual Percentage Rate. At Cash Store we are state licensed and regulated, and we follow all applicable regulations, which include disclosing a calculated APR for our loans.
By paying back your loan on time, as the Cash Store encourages you to do, your loan fees will likely be cheaper than the costs of a bounced check, overdraft fees, a missed credit card payment or a neglected bill.
*Subject to loan approval. Loan terms and availability may vary by location. Cottonwood Financial uses a proprietary model to evaluate the credit worthiness of each applicant for credit. Vehicle is subject to evaluation for title loans. In Texas, the Cash Store is a Credit Services Organization and Credit Access Business; loans are provided by a non-affiliated third-party lender.
Approval rate based on completed applications received across all Cash Store locations. Individual store approval rates may be lower. Customers can typically expect to receive loan proceeds in less than 20 minutes; however, processing times vary by customer and transaction and are not guaranteed.