Installment Loans

Get an installment loan of up to $5,000 today!*

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Smaller Payments, More Time To Pay Back

Installment loans are a quick and easy way to borrow up to $3,000. With an approval rate over 90%, these loans are a great option when you need cash today, but want some extra time to pay it back.* 

Many of our customers use installment loans to help bridge the gap in times of financial stress – emergencies, car repairs, home repairs or just an unexpected bill. We don't want you to worry about immediately paying us back in a single lump sum, which is why an installment loan is a great option for you. Plus, we make it easy for you by scheduling your payment due dates based on your pay date frequency (biweekly).

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Trusted provider of cash loans since 1996

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Loan Amount is subject to loan approval. Loan terms and availability may vary by location.  Approval rate based on complete applications received across all Cash Store locations. Customers can typically expect to receive loan proceeds in less than 20 minutes; however, processing times may vary. Loans / Advances are provided based on approved credit. Each applicant for credit is evaluated for creditworthiness. Vehicle is subject to evaluation for title/auto equity loans.

Please see the Licenses and Rates page for additional product details.

Cottonwood Financial offers consumer credit products that are generally short-term in nature and not intended for long-term borrowing needs.

In Texas, Cash Store is a Credit Services Organization and Credit Access Business. Loans are provided by a non-affiliated third-party lender. Please see the Licenses and Rates page for links to Consumer Disclosures and choose the one for the product and amount that most closely relates to your loan request.

Customer Portal residency restrictions apply. Availability of funds may vary by financial institution.