Commerce, TX Cash Advance and Title Loans

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How Much Can I Get?

Commerce, Texas is home to a Cash Store location. We have a friendly and respectful staff who will listen to your situation and then help you find a loan solution to meet your needs. We are located on the west side of town at the intersection of Live Oak Street and Highway 24. Please come by and see us.

Loan Type

Loan Limit

Installment Loans$3,000
Title Loans$20,000

How Does It Work?

Step 1 - Start your application online and save time using our short, secure form.
Step 2 - Gather the required documents and bring them with you to a Cash Store location.
Step 3 - Pick up your cash the very same day - no overnight wait!*

What Do I Need To Bring?

  • A recent paycheck stub or other proof of income
  • The most recent checking account statement (account must be open 30 days)
  • A personal check and/or debit card (ID, NM, TX, and WI)
  • Valid driver’s license or state-issued ID

Have more questions? Read our FAQs

Cash Store Locations in Commerce, TX

1.

1. Cash Store

2210 A Live Oak St.Commerce, TX 75428

(903) 886-6252

Monday
10 AM - 6 PM
Tuesday
10 AM - 6 PM
Wednesday
10 AM - 6 PM
Thursday
10 AM - 6 PM
Friday
10 AM - 6 PM
Saturday
10 AM - 2 PM
Sunday
Closed

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About Commerce, TX

Travel 60 miles northeast of the Dallas, Fort Worth Metroplex to Hunt County, Texas and you will come across the city of Commerce, Texas. Established in the late 1870s, this small town of 9,000 is known as the “Bois d’Arc Capital of Texas”. The term Bois d’Arc is in reference to the Bois d’Arc tree which is abundant in the area and recognized for having been an important resource for settlers and native tribes during the early days of Texas. The city celebrates the trees during its most important festival of the year, the Bois d’Arc Bash.

Commerce, Texas is also known for being the home of Texas A&M University-Commerce. This four-year institution of higher learning is unique in that its student body is larger than the population of the city in which it resides. According to recent estimates, the university had an enrollment of 12,000 students which is 3,000 more than the estimated population of Commerce itself. As with all small college towns, and even more so in the case of Commerce, TX, the university serves as the city’s most important economic and cultural resource.

Subject to loan approval. Loan terms and availability may vary by location. Vehicle is subject to evaluation for title loans. In Texas, the Cash Store is a Credit Services Organization and Credit Access Business.  Loans are provided by a non-affiliated third-party lender. An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.

This business is licensed and examined by the State of Texas – Office of Consumer Credit Commissioner. Call the Consumer Credit Hotline or write for credit information or assistance with credit problems. Office of Consumer Credit Commissioner, 2601 North Lamar Boulevard, Austin, Texas 78705-4207, 1-800-538-1579, consumer.complaints@occc.state.tx.us, www.occc.state.tx.us.

**For Texas cities with CAB Ordinances: Amarillo, Austin, Bellaire, Brownsville, Bryan, College Station, Corpus Christi, Dallas, Denton, Desoto, El Paso, Euless, Fort Worth, Garland, Grand Prairie, Harker Heights, Houston, Hurst, Killeen, Longview, Midland, Pharr, San Angelo, San Antonio, Stephenville, Sulphur Springs, The Colony, Universal City, Waco, Weatherford, and Willis

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*Loan Amount is subject to loan approval. Loan terms and availability may vary by location.  Approval rate based on complete applications received across all Cash Store locations. Customers can typically expect to receive loan proceeds in less than 20 minutes; however, processing times may vary.

Loans / Advances are provided based on approved credit. Cottonwood Financial uses a proprietary model to evaluate the creditworthiness of each applicant for credit. Vehicle is subject to evaluation for title/auto equity loans. Please see the Licenses and Rates page for additional product details.

Cottonwood Financial offers consumer credit products that are generally short-term in nature and not intended for long-term borrowing needs. In Texas, Cash Store is a Credit Services Organization and Credit Access Business. Loans are provided by a non-affiliated third-party lender. 

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