El Paso, TX Cash Advance and Title Loans

Subject to loan approval. Loan terms and availability may vary by location. Vehicle is subject to evaluation for title loans. In Texas, the Cash Store is a Credit Services Organization and Credit Access Business.  Loans are provided by a non-affiliated third-party lender. An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.

This business is licensed and examined by the State of Texas – Office of Consumer Credit Commissioner. Call the Consumer Credit Hotline or write for credit information or assistance with credit problems. Office of Consumer Credit Commissioner, 2601 North Lamar Boulevard, Austin, Texas 78705-4207, 1-800-538-1579, consumer.complaints@occc.texas.gov, www.occc.texas.gov.

• Texas Installment Cash Advance Loan APR and Rate Card
• Texas Title Loan APR and Rate Card
• Texas Signature Installment Loan APR and Rate Card**
• Texas Signature Title Loan APR and Rate Card**
• Texas License
• OCCC Consumer Credit Notice
• TX CSO Certificates
• Texas Responsible Borrowing

**For Texas cities with CAB Ordinances: Amarillo, Austin, Bellaire, Brownsville, Bryan, College Station, Corpus Christi, Dallas, Denton, Desoto, El Paso, Euless, Fort Worth, Garland, Grand Prairie, Harker Heights, Houston, Hurst, Killeen, Longview, Midland, Pharr, San Angelo, San Antonio, Stephenville, Sulphur Springs, The Colony, Universal City, Waco, Weatherford, and Willis

*Loan Amount is subject to loan approval. Loan terms and availability may vary by location.  Approval rate based on complete applications received across all Cash Store locations. Customers can typically expect to receive loan proceeds in less than 20 minutes; however, processing times may vary.

Loans / Advances are provided based on approved credit. Cottonwood Financial uses a proprietary model to evaluate the creditworthiness of each applicant for credit. Vehicle is subject to evaluation for title/auto equity loans. Please see the Licenses and Rates page for additional product details.

Cottonwood Financial offers consumer credit products that are generally short-term in nature and not intended for long-term borrowing needs. In Texas, Cash Store is a Credit Services Organization and Credit Access Business. Loans are provided by a non-affiliated third-party lender. 

Customer Portal residency restrictions apply. Availability of funds may vary by financial institution.