Bay City, MI Cash Advances

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How Much Can I Get?

Cash Store in Bay City, MI offers cash advances/cash loans up to $600. If you are thinking about getting some extra cash, we invite you to stop by to speak with one of our staff members. Please take a look at our store information below and come by at your convenience.

Loan Type

Loan Limit

Cash Advance$600

How Does It Work?

Step 1 - Start your application online and save time using our short, secure form.
Step 2 - Gather the required documents and bring them with you to a Cash Store location.
Step 3 - Pick up your cash the very same day - no overnight wait!*

What Do I Need To Bring?

    A recent paycheck stub or other proof of income
    The most recent checking account statement (account must be open 30 days)
    A personal check and/or debit card (ID, NM, TX, and WI)
    Valid driver’s license or state-issued ID

Have more questions? Read our FAQs

Cash Store Locations in Bay City, MI


The Cash Store -  #920

1. Cash Store

4072 Wilder RdBay City, MI 48706

(989) 671-4007

10 AM - 6 PM
10 AM - 6 PM
10 AM - 6 PM
10 AM - 6 PM
10 AM - 6 PM
10 AM - 2 PM

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The Cash Store located  is a trusted lender that offers personal loans to individuals with unexpected expenses.

About Bay City, MI

Located in the Saginaw Bay region of Michigan, the town of Bay City is home to around 34,000 residents and the centerpiece of the Bay City Metropolitan Area made up of Bay City, Saginaw, and Midland, MI. The city itself is crisscrossed by the Saginaw River and connected by four drawbridges. With the river as such a large part of its landscape, it’s no wonder that Bay City boomed on the heels of the lumber, milling, and ship building industries in the mid-1800s.

Bay City was once a popular destination for wealthy industrialists. The Trombley-Centre House is Bay County’s oldest, standing, frame house from the 1800s and is an example of the lavish homes built by the wealthy during the 1800s. The city also brims with nature-based activities, thanks to the Saginaw River. Bay City currently has more than 230 acres of park land for activities ranging from picnicking to in-line skating. Residents and visitors can enjoy rides on tall ships in the bay and preview such places as the Delta College Planetarium which hosts entertaining and educational shows for all age groups.

When it comes to city sponsored events and festivals, Bay City takes a back seat to no one. The annual River Roar draws thousands to view speedboat racing, as well as music enthusiasts for major concert acts. St. Stan’s Polish Festival is Michigan’s largest such celebration, drawing more than 100,000 people annually for music, food and rides.

Trusted provider of cash loans since 1996


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*Loan Amount is subject to loan approval. Loan terms and availability may vary by location.  Approval rate based on complete applications received across all Cash Store locations. Customers can typically expect to receive loan proceeds in less than 20 minutes; however, processing times may vary.

Loans / Advances are provided based on approved credit. Cottonwood Financial uses a proprietary model to evaluate the creditworthiness of each applicant for credit. Vehicle is subject to evaluation for title/auto equity loans. Please see the Licenses and Rates page for additional product details.

Cottonwood Financial offers consumer credit products that are generally short-term in nature and not intended for long-term borrowing needs. In Texas, Cash Store is a Credit Services Organization and Credit Access Business. Loans are provided by a non-affiliated third-party lender. 

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