Waco, TX Cash Advance and Title Loans

Pre-Qualify Now!

How Much Can I Get?

With 3 Cash Stores in Waco, Texas, we make it convenient for anyone looking for title loans or installment loans to get cash quickly. In fact, our loan application process is so simple, that most of our customers can apply for their loan, get approved, and leave with their cash within a few minutes. 

Loan Type

Loan Limit

Installment Loans$3,000
Title Loans$20,000

How Does It Work?

Step 1 - Pre-Qualify online and save time using our short, secure form.
Step 2 - Gather the required documents and bring them with you to a Cash Store location.
Step 3 - Pick up your cash the very same day - no overnight wait!*

What Do I Need To Bring?

    A recent paycheck stub or other proof of income
    The most recent checking account statement (account must be open 30 days)
    A personal check and/or debit card (ID, NM, TX, and WI)
    Valid driver’s license or state-issued ID

Have more questions? Read our FAQs

Texas signage red with blue skyline

More information on Waco, Texas

Located in the middle between Dallas, TX and Austin, TX along Interstate 35, Waco, Texas is home to or was home to many prominent figures and institutions in Texas history. Waco is the birthplace of two of the country's most well-known soft drinks, Dr. Pepper and Big Red. It was also once the home of the infamous outlaws Bonnie and Clyde and AddRan College which eventually became Texas Christian University (TCU) before its relocation to Fort Worth. Of course, the most famous institution, of any kind, associated with Waco is Baylor University.

According to the latest US Census estimates, Waco has a little over 125,000 citizens, which makes it the 22nd largest city in Texas. This figure is up by nearly 10% since 2000 when Waco's population was estimated at around 114,000. If you happen to be a resident of Waco, you enjoy one of the country’s lowest costs of living, by as much as 24% below the national average. For example, the median price of a home in Waco is about $113,000 as opposed to $222,000 for the rest of the United States.

Other Cash Store Locations in Texas

Subject to loan approval. Loan terms and availability may vary by location. Vehicle is subject to evaluation for title loans. In Texas, the Cash Store is a Credit Services Organization and Credit Access Business.  Loans are provided by a non-affiliated third-party lender. An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.

This business is licensed and examined by the State of Texas – Office of Consumer Credit Commissioner. Call the Consumer Credit Hotline or write for credit information or assistance with credit problems. Office of Consumer Credit Commissioner, 2601 North Lamar Boulevard, Austin, Texas 78705-4207, 1-800-538-1579, consumer.complaints@occc.texas.gov, www.occc.texas.gov.

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Loan Amount is subject to loan approval. Loan terms and availability may vary by location.  Approval rate based on complete applications received across all Cash Store locations. Customers can typically expect to receive loan proceeds in less than 20 minutes; however, processing times may vary. Loans / Advances are provided based on approved credit. Each applicant for credit is evaluated for creditworthiness. Vehicle is subject to evaluation for title/auto equity loans.

Please see the Licenses and Rates page for additional product details.

Cottonwood Financial offers consumer credit products that are generally short-term in nature and not intended for long-term borrowing needs.

In Texas, Cash Store is a Credit Services Organization and Credit Access Business. Loans are provided by a non-affiliated third-party lender. Please see the Licenses and Rates page for links to Consumer Disclosures and choose the one for the product and amount that most closely relates to your loan request.

Customer Portal residency restrictions apply. Availability of funds may vary by financial institution.